Loan Programs – Private Money, Hard Money & Business Funding
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- Loan Programs
Discover our flexible loan options designed for real estate investors
- Rehab Loans: Ideal for fix-and-flip projects.
- Fix-and-Flip Loans: Quick financing for property investors.
- Multi-Unit Property Loans: Tailored loans for multi-family housing investments.
- Airbnb Property Loans: Financing for short-term rental properties.
- Hard Money Loans: Backed by real estate properties, ideal for fast capital needs.
SFR Assisted Living Facilities up to 75%
- Property must be a 1-4 unit residential property
- No major alterations to the property
- LTV up to 75%
- Purchase and Cash Out OK
- Loans to 5 million
- 30 year fixed with interest only available
- Broker rebate available
Commercial Purchase Loans
- 1-4 Residential Units 75% LTV
- Multi-Family 75% LTV
- Mixed Use 75% LTV
- Small Cap Commercial
- 30 yr-fixed, fully amortized, 30 yr loan
- No tax returns
- No pay stubs needed
- No employment check
- Borrowers can be W2 wage earners or self-employed.
- Loans on most commercial properties as well as residential properties.
30 Year Fixed Long-Term
- Up to 80% LTC for Rate/Term Loans
- Up to 75% LTC for Cash Out Loans
- 680+ credit score
- 1.0 DSCR Minimum
- Experience preferred
- Last 3 months bank statements needed
- No tax returns required
- Minimum $100,000 loan amount
- $65 credit fee once pre-approved
- Appraisal fees paid to 3rd party for appraisals
- 4-5 weeks timeline to close
- Must be in an active entity (LLC, corporation, et
- Can buy down rate
- Rates starting in the low 6%s
Purchase and Refinance Programs
- 44-state lending capability (excluding MN, TN, ND, SD, VT, MI, IL)
- 5+ unit residential
- Mixed Use residential/commercial
- Commercial – most commercial buildings
- (1-4 unit residential financing as well)
Investor Fix/Flip Loans
- Up to 90% LTC
- 680+ credit score
- Experience preferred but not required
- No bank statements needed
- No tax returns needed
- Minimum $100,000 loan amount
- 3 weeks from beginning to closing
- Must be in an active entity (LLC, corporation, etc.)
- Up to 75% LTC
- 5.5 Origination Points
- Interest rates vary - approximate terms will be be given by lender once enough information is provided
- Additional Requirements For 100% Fix & Flip
- Up to 100% for purchase and rehab
- Must have 5 flips and/or rentals in the last 5 years
- No heavy rehab
- Just cosmetic rehab allowed
- Roughly 65% LTC
100% Fix & Flip Loans Requirements
- Up to 100% for purchase and rehab
- Must have 5 flips and/or rentals in the last 5 years
- No heavy rehab
- Just cosmetic rehab allowed
- Roughly 65% LTC
BLANKET (PORTFOLIO) LOANS
CONSOLIDATE YOUR RENTAL PORTFOLIO INTO ONE LOAN AND ONE PAYMENT!
- $75,000-$5,000,000
- 75% LTV/CASH OUT OF PURCHASE
- UP TO 10 PROPERTIES PER BLANKET
- REDUCED FEES FOR THE ADDITIONAL PROPERTIES
- NATIONWIDE
- 2-WEEK CLOSING*
- ALL PROPERTIES MUST BE IN THE SAME COUNTY
- IF IT'S A PURCHASE, ALL PROPERTIES MUST HAVE THE SAME SELLER